Mr. Lai is in charge of Tencent's payment infrastructure and financial application line, which includes popular products such as WeChat Pay and QQ Wallet. During his tenure at Tencent, he has led the team to create national-level mobile payment applications such as WeChat Red Pocket and QQ Red Pocket, both of them are loved by hundreds of millions of users.

Mr. Lee is a seasoned Executive with primary focus in Asia and FinTech Financial Services. He started his career in United States with Citibank, Wells Fargo and Visa USA. Since 1995, he held many key Asia executive positions at Visa, First Data, American Express and PayPal specializing in early Asia market development in the capacity of Chief Executive Officer or General Manager. He currently holds the APAC Advisory Board for Blue Prism, a UK-based global robotic process automation software company.

Mr Ricky Choi is the Senior Economist of Bank of China (Hong Kong), with 15 years of experience in undertaking economic research and analysis on a wide range of economic subjects and government policies. Mr Choi has in-depth understanding on Hong Kong, Mainland China, and the US economies as well as their property markets. Mr Choi also frequently shares his insights and research results with the media in the region. Prior to joining BOCHK, Mr Choi worked in the Financial Secretary’s Office of the Hong Kong SAR Government and a globally renowned financial institution.

Mr. LI has over 30 years’ experience in the HK debt capital market. He was Senior Vice President of Hong Kong Mortgage Corporation Ltd, Head of Global Capital Markets and Executive Director of IBJ Asia Limited (now the Mizuho Financial Group), Chairman of the Hong Kong Capital Markets Association and Associate Member of the Central Policy Unit of the Government of HKSAR. He is a current financial columnist, having written more than 600 column articles on the financial and economic issues since 1998.